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貨幣計算器

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使用實時匯率

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定制貨幣匯率

貨幣A/B的匯率 與1個單位的A相比,B的等效單位
兌換金額  
 


市場匯率表

The exchange rates below are based on the Mar. 14, 2024, 6:0:0 exchange rate from openexchangerates.org.

Major Currencies:
 USDEURGBPCNYJPYCADAUD
1 USD10.9141010.7819157.1935147.920291.3478551.511489
1 EUR1.09397110.8553927.869481161.820511.47451431.6535252
1 GBP1.27891141.169054219.199849189.176941.72378711.9330605
1 CNY0.13901440.12707320.1086974120.5630480.18737120.2101187
1 JPY0.00676040.00617970.00528610.048630910.0091120.01021827
1 CAD0.741920.6781890.5801185.336998109.7449511.1214033
1 AUD0.6615990.6047690.5173144.75921497.863950.891741

All Currencies:
Click below to select a base currencyUSDEURGBP
AED–United Arab Emirates Dirham0.2722644
(3.6729)
0.2488772
(4.018046)
0.2128876
(4.697314)
AFN–Afghan Afghani0.01412494
(70.79678)
0.01291162
(77.44963)
0.0110445
(90.54281)
ALL–Albanian Lek0.01055563
(94.73622)
0.0096489
(103.63868)
0.0082536
(121.15923)
AMD–Armenian Dram0.00248159
(402.9679)
0.00226842
(440.8352)
0.00194039
(515.3603)
ANG–Netherlands Antillean Guilder0.555213
(1.801111)
0.507521
(1.9703632)
0.434129
(2.3034614)
AOA–Angolan Kwanza0.0011976
(835)
0.00109473
(913.4658)
0.00093643
(1067.891)
ARS–Argentine Peso0.00117683
(849.7431)
0.00107574
(929.5944)
0.00092018
(1086.7462)
AUD–Australian Dollar0.661599
(1.511489)
0.604769
(1.6535252)
0.517314
(1.9330605)
AWG–Aruban Florin0.555556
(1.8)
0.507834
(1.9691478)
0.434397
(2.3020405)
AZN–Azerbaijani Manat0.588235
(1.7)
0.537706
(1.8597507)
0.45995
(2.1741494)
BAM–Bosnia-Herzegovina Convertible Mark0.559577
(1.787065)
0.51151
(1.9549973)
0.437541
(2.2854978)
BBD–Barbadian Dollar0.5
(2)
0.457051
(2.187942)
0.390958
(2.5578228)
BDT–Bangladeshi Taka0.0091133
(109.72935)
0.0083305
(120.04073)
0.0071259
(140.33412)
BGN–Bulgarian Lev0.559946
(1.785886)
0.511847
(1.9537075)
0.43783
(2.2839899)
BHD–Bahraini Dinar2.6531251
(0.376914)
2.4252243
(0.412333)
2.0745183
(0.48204)
BIF–Burundian Franc0.00034994
(2857.6548)
0.00031988
(3126.1915)
0.000273621
(3654.687)
BMD–Bermudan Dollar1
(1)
0.914101
(1.093971)
0.781915
(1.2789114)
BND–Brunei Dollar0.750741
(1.332018)
0.686253
(1.4571891)
0.587015
(1.703533)
BOB–Bolivian Boliviano0.1442277
(6.93348)
0.1318387
(7.585026)
0.1127738
(8.867307)
BRL–Brazilian Real0.2011749
(4.9708)
0.1838941
(5.437911)
0.1573016
(6.357213)
BSD–Bahamian Dollar1
(1)
0.914101
(1.093971)
0.781915
(1.2789114)
BTC–Bitcoin73201.2
(0.000013661)
66913.29
(0.0000149447)
57237.11
(0.0000174712)
BTN–Bhutanese Ngultrum0.0120897
(82.71504)
0.01105121
(90.48786)
0.0094531
(105.78521)
BWP–Botswanan Pula0.0737976
(13.550576)
0.0674585
(14.823937)
0.0577035
(17.329986)
BYN–Belarusian Ruble0.3057609
(3.270529)
0.2794964
(3.577864)
0.2390791
(4.182717)
BZD–Belize Dollar0.496434
(2.014366)
0.453791
(2.203658)
0.388169
(2.5761956)
CAD–Canadian Dollar0.74192
(1.347855)
0.678189
(1.4745143)
0.580118
(1.7237871)
CDF–Congolese Franc0.00036059
(2773.228)
0.00032962
(3033.831)
0.000281951
(3546.713)
CHF–Swiss Franc1.1367253
(0.87972)
1.0390818
(0.962388)
0.888823
(1.1250839)
CLF–Chilean Unit of Account (UF)29.157069
(0.034297)
26.652506
(0.0375199)
22.79835
(0.0438628)
CLP–Chilean Peso0.00105723
(945.87)
0.00096641
(1034.7544)
0.00082666
(1209.6839)
CNH–Chinese Yuan (Offshore)0.1389131
(7.198743)
0.1269806
(7.875216)
0.1086183
(9.206554)
CNY–Chinese Yuan0.1390144
(7.1935)
0.1270732
(7.869481)
0.1086974
(9.199849)
COP–Colombian Peso0.000254805
(3924.564)
0.000232918
(4293.359)
0.000199236
(5019.169)
CRC–Costa Rican Colón0.0019602
(510.1529)
0.00179182
(558.0925)
0.00153271
(652.4404)
CUC–Cuban Convertible Peso1
(1)
0.914101
(1.093971)
0.781915
(1.2789114)
CUP–Cuban Peso0.038835
(25.75)
0.0354991
(28.169754)
0.03036563
(32.93197)
CVE–Cape Verdean Escudo0.0099097
(100.9112)
0.0090585
(110.39393)
0.0077485
(129.05649)
CZK–Czech Republic Koruna0.0433064
(23.0913)
0.0395864
(25.261213)
0.0338619
(29.531727)
DJF–Djiboutian Franc0.0056194
(177.95573)
0.0051367
(194.67841)
0.0043939
(227.58961)
DKK–Danish Krone0.1467098
(6.816175)
0.1341076
(7.456698)
0.1147146
(8.717284)
DOP–Dominican Peso0.01694992
(58.99732)
0.01549394
(64.54136)
0.0132534
(75.45235)
DZD–Algerian Dinar0.007444
(134.33712)
0.0068045
(146.96091)
0.0058205
(171.80527)
EGP–Egyptian Pound0.02063969
(48.45033)
0.01886676
(53.00326)
0.01613849
(61.96368)
ERN–Eritrean Nakfa0.0666667
(15)
0.0609401
(16.409565)
0.0521277
(19.183671)
ETB–Ethiopian Birr0.01762366
(56.74191)
0.0161098
(62.074)
0.0137802
(72.56787)
EUR–Euro1.093971
(0.914101)
1
(1)
0.855392
(1.1690542)
FJD–Fijian Dollar0.448481
(2.22975)
0.409957
(2.4392819)
0.350674
(2.8516527)
FKP–Falkland Islands Pound1.2789114
(0.781915)
1.1690542
(0.855392)
1
(1)
GBP–British Pound Sterling1.2789114
(0.781915)
1.1690542
(0.855392)
1
(1)
GEL–Georgian Lari0.377358
(2.65)
0.344944
(2.8990232)
0.2950623
(3.389115)
GGP–Guernsey Pound1.2789114
(0.781915)
1.1690542
(0.855392)
1
(1)
GHS–Ghanaian Cedi0.0776326
(12.88119)
0.070964
(14.091649)
0.0607021
(16.473901)
GIP–Gibraltar Pound1.2789114
(0.781915)
1.1690542
(0.855392)
1
(1)
GMD–Gambian Dalasi0.01472212
(67.925)
0.0134575
(74.30798)
0.01151145
(86.87006)
GNF–Guinean Franc0.000116435
(8588.468)
0.000106434
(9395.535)
0.000091042
(10983.889)
GTQ–Guatemalan Quetzal0.1280737
(7.808003)
0.1170723
(8.541729)
0.1001428
(9.985744)
GYD–Guyanaese Dollar0.0046736
(213.96593)
0.0042722
(234.07253)
0.0036544
(273.64347)
HKD–Hong Kong Dollar0.1278485
(7.821758)
0.1168664
(8.556777)
0.0999667
(10.003335)
HNL–Honduran Lempira0.0405201
(24.67909)
0.0370395
(26.998209)
0.0316833
(31.562369)
HRK–Croatian Kuna0.1451964
(6.887222)
0.1327242
(7.534421)
0.1135313
(8.808147)
HTG–Haitian Gourde0.0075478
(132.48945)
0.0068994
(144.93962)
0.0059017
(169.44227)
HUF–Hungarian Forint0.00276181
(362.0818)
0.00252457
(396.107)
0.0021595
(463.0705)
IDR–Indonesian Rupiah0.000064165
(15584.75)
0.000058654
(17049.265)
0.000050172
(19931.514)
ILS–Israeli New Sheqel0.2748975
(3.63772)
0.251284
(3.97956)
0.2149464
(4.652322)
IMP–Manx pound1.2789114
(0.781915)
1.1690542
(0.855392)
1
(1)
INR–Indian Rupee0.01206476
(82.88601)
0.01102841
(90.6749)
0.0094336
(106.00387)
IQD–Iraqi Dinar0.00076387
(1309.1238)
0.00069825
(1432.1435)
0.00059728
(1674.2534)
IRR–Iranian Rial0.0000237812
(42050)
0.0000217384
(46001.48)
0.0000185949
(53778.22)
ISK–Icelandic Króna0.0073659
(135.76)
0.0067332
(148.51751)
0.0057595
(173.62501)
JEP–Jersey Pound1.2789114
(0.781915)
1.1690542
(0.855392)
1
(1)
JMD–Jamaican Dollar0.0064605
(154.78615)
0.0059056
(169.33157)
0.0050516
(197.95777)
JOD–Jordanian Dinar1.4106362
(0.7089)
1.289464
(0.775516)
1.1029976
(0.90662)
JPY–Japanese Yen0.0067604
(147.92029)
0.0061797
(161.82051)
0.0052861
(189.17694)
KES–Kenyan Shilling0.0072464
(138)
0.0066239
(150.968)
0.0056661
(176.48977)
KGS–Kyrgystani Som0.01117481
(89.487)
0.0102149
(97.89618)
0.0087377
(114.44594)
KHR–Cambodian Riel0.000247393
(4042.157)
0.000226142
(4422.003)
0.00019344
(5169.561)
KMF–Comorian Franc0.00222198
(450.0498)
0.00203111
(492.3414)
0.0017374
(575.5738)
KPW–North Korean Won0.00111111
(900)
0.00101567
(984.5739)
0.00086879
(1151.0203)
KRW–South Korean Won0.00075863
(1318.1678)
0.00069346
(1442.0374)
0.00059318
(1685.8198)
KWD–Kuwaiti Dinar3.255579
(0.307165)
2.9759282
(0.33603)
2.5455862
(0.392837)
KYD–Cayman Islands Dollar1.2007123
(0.832839)
1.0975723
(0.911102)
0.938855
(1.0651273)
KZT–Kazakhstani Tenge0.00222253
(449.9373)
0.00203162
(492.2184)
0.00173783
(575.4299)
LAK–Laotian Kip0.000047959
(20851.25)
0.000043839
(22810.663)
0.0000375
(26666.901)
LBP–Lebanese Pound0.0000111746
(89488.89)
0.0000102147
(97898.25)
0.0000087376
(114448.36)
LKR–Sri Lankan Rupee0.0032685
(305.95421)
0.00298771
(334.705)
0.00255566
(391.2883)
LRD–Liberian Dollar0.0051935
(192.54992)
0.0047473
(210.64403)
0.0040608
(246.25429)
LSL–Lesotho Loti0.0536312
(18.645855)
0.0490244
(20.398025)
0.0419351
(23.846396)
LYD–Libyan Dinar0.2082417
(4.802112)
0.190354
(5.253371)
0.1628273
(6.141476)
MAD–Moroccan Dirham0.0998004
(10.02)
0.0912276
(10.96159)
0.0780354
(12.814692)
MDL–Moldovan Leu0.057016
(17.538941)
0.0521184
(19.187093)
0.0445817
(22.430751)
MGA–Malagasy Ariary0.000222409
(4496.229)
0.000203304
(4918.745)
0.000173905
(5750.279)
MKD–Macedonian Denar0.0177673
(56.28316)
0.01624111
(61.57215)
0.01389252
(71.98118)
MMK–Myanma Kyat0.0004765
(2098.6576)
0.00043556
(2295.8706)
0.00037258
(2683.9972)
MNT–Mongolian Tugrik0.000289855
(3450)
0.000264957
(3774.2)
0.000226642
(4412.244)
MOP–Macanese Pataca0.1241811
(8.052752)
0.1135141
(8.809477)
0.0970991
(10.298756)
MRU–Mauritanian Ouguiya0.02519362
(39.69259)
0.02302951
(43.42255)
0.01969927
(50.76331)
MUR–Mauritian Rupee0.02179124
(45.89)
0.0199194
(50.20233)
0.0170389
(58.68924)
MVR–Maldivian Rufiyaa0.0643432
(15.541667)
0.0588161
(17.002133)
0.0503109
(19.876415)
MWK–Malawian Kwacha0.00059443
(1682.2917)
0.00054337
(1840.3784)
0.00046479
(2151.502)
MXN–Mexican Peso0.0599298
(16.68618)
0.0547819
(18.254197)
0.04686
(21.340146)
MYR–Malaysian Ringgit0.2133106
(4.688)
0.1949874
(5.128536)
0.1667907
(5.995537)
MZN–Mozambican Metical0.01564945
(63.89999)
0.01430518
(69.90474)
0.01223654
(81.72243)
NAD–Namibian Dollar0.053631
(18.64594)
0.0490241
(20.398118)
0.0419349
(23.846505)
NGN–Nigerian Naira0.00062213
(1607.38)
0.00056869
(1758.4271)
0.00048645
(2055.6966)
NIO–Nicaraguan Córdoba0.02719034
(36.77777)
0.02485472
(40.23381)
0.02126054
(47.0355)
NOK–Norwegian Krone0.0953309
(10.489779)
0.0871421
(11.475514)
0.0745407
(13.415498)
NPR–Nepalese Rupee0.0075597
(132.28004)
0.0069103
(144.71052)
0.0059111
(169.17444)
NZD–New Zealand Dollar0.61579
(1.62393)
0.562894
(1.7765324)
0.481496
(2.0768626)
OMR–Omani Rial2.5978412
(0.384935)
2.3746892
(0.421108)
2.031291
(0.492298)
PAB–Panamanian Balboa1
(1)
0.914101
(1.093971)
0.781915
(1.2789114)
PEN–Peruvian Nuevo Sol0.2710541
(3.689301)
0.2477708
(4.035988)
0.2119412
(4.718289)
PGK–Papua New Guinean Kina0.2619533
(3.817474)
0.2394518
(4.176206)
0.2048252
(4.882211)
PHP–Philippine Peso0.01805233
(55.3945)
0.01650166
(60.59998)
0.01411539
(70.84465)
PKR–Pakistani Rupee0.0035849
(278.95)
0.0032769
(305.16322)
0.00280307
(356.7523)
PLN–Polish Zloty0.2554254
(3.915037)
0.2334846
(4.282937)
0.199721
(5.006985)
PYG–Paraguayan Guarani0.000137262
(7285.312)
0.000125472
(7969.92)
0.000107328
(9317.269)
QAR–Qatari Rial0.2746687
(3.64075)
0.2510749
(3.982875)
0.2147676
(4.656197)
RON–Romanian Leu0.2201382
(4.5426)
0.2012286
(4.969473)
0.1721294
(5.809583)
RSD–Serbian Dinar0.0093324
(107.153)
0.0085308
(117.22228)
0.0072972
(137.03919)
RUB–Russian Ruble0.01095
(91.3242)
0.01000941
(99.90603)
0.008562
(116.79556)
RWF–Rwandan Franc0.00078087
(1280.627)
0.00071379
(1400.9688)
0.00061057
(1637.8085)
SAR–Saudi Riyal0.2666374
(3.750412)
0.2437335
(4.102842)
0.2084878
(4.796445)
SBD–Solomon Islands Dollar0.1189916
(8.403955)
0.1087703
(9.193683)
0.0930413
(10.747914)
SCR–Seychellois Rupee0.0741235
(13.491)
0.0677564
(14.758763)
0.0579583
(17.253794)
SDG–Sudanese Pound0.00170648
(586)
0.0015599
(641.067)
0.00133433
(749.4421)
SEK–Swedish Krona0.0977046
(10.234928)
0.0893119
(11.196715)
0.0763967
(13.089566)
SGD–Singapore Dollar0.749968
(1.33339)
0.685547
(1.45869)
0.586411
(1.7052877)
SHP–Saint Helena Pound1.2789114
(0.781915)
1.1690542
(0.855392)
1
(1)
SLL–Sierra Leonean Leone0.000047688
(20969.5)
0.000043592
(22940.025)
0.000037288
(26818.132)
SOS–Somali Shilling0.00175106
(571.0841)
0.00160064
(624.7495)
0.00136918
(730.366)
SRD–Surinamese Dollar0.02825936
(35.3865)
0.02583191
(38.71181)
0.02209642
(45.2562)
SSP–South Sudanese Pound0.007677
(130.26)
0.0070175
(142.50066)
0.0060027
(166.591)
STD–São Tomé and Príncipe Dobra (pre-2018)0.00004488
(22281.8)
0.000041025
(24375.643)
0.000035092
(28496.448)
STN–São Tomé and Príncipe Dobra0.0446924
(22.375144)
0.0408534
(24.477759)
0.0349457
(28.615827)
SVC–Salvadoran Colón0.1143649
(8.743938)
0.1045411
(9.565615)
0.0894237
(11.182722)
SYP–Syrian Pound0.00039801
(2512.53)
0.00036382
(2748.635)
0.000311206
(3213.303)
SZL–Swazi Lilangeni0.0536785
(18.629416)
0.0490676
(20.380041)
0.0419721
(23.825372)
THB–Thai Baht0.02805049
(35.65)
0.02564098
(39.00007)
0.0219331
(45.59319)
TJS–Tajikistani Somoni0.0913427
(10.947782)
0.0834965
(11.976556)
0.0714222
(14.001243)
TMT–Turkmenistani Manat0.2857143
(3.5)
0.2611717
(3.828899)
0.2234043
(4.47619)
TND–Tunisian Dinar0.323102
(3.095)
0.2953477
(3.38584)
0.2526381
(3.958231)
TOP–Tongan Pa anga0.423971
(2.35865)
0.387553
(2.5802947)
0.33151
(3.0165044)
TRY–Turkish Lira0.03112879
(32.1246)
0.02845486
(35.14338)
0.02434007
(41.08452)
TTD–Trinidad and Tobago Dollar0.1473271
(6.787618)
0.1346718
(7.425457)
0.1151973
(8.680762)
TWD–New Taiwan Dollar0.0317299
(31.516)
0.02900435
(34.47759)
0.0248101
(40.30617)
TZS–Tanzanian Shilling0.00039216
(2550)
0.00035847
(2789.6261)
0.000306633
(3261.224)
UAH–Ukrainian Hryvnia0.02581238
(38.7411)
0.02359512
(42.38164)
0.02018309
(49.54644)
UGX–Ugandan Shilling0.000256786
(3894.294)
0.000234728
(4260.245)
0.000200785
(4980.458)
USD–United States Dollar1
(1)
0.914101
(1.093971)
0.781915
(1.2789114)
UYU–Uruguayan Peso0.02577065
(38.80384)
0.02355697
(42.45028)
0.02015045
(49.62667)
UZS–Uzbekistan Som0.000079835
(12525.802)
0.000072977
(13702.864)
0.000062424
(16019.39)
VES–Venezuelan Bolívar Fuerte (Old)0.02765848
(36.15528)
0.02528264
(39.55282)
0.02162658
(46.23939)
VND–Venezuelan Bolívar Soberano0.00004049
(24697.458)
0.000037012
(27018.303)
0.00003166
(31585.86)
VUV–Vietnamese Dong0.008423
(118.722)
0.0076995
(129.87843)
0.0065861
(151.83492)
WST–Vanuatu Vatu0.357143
(2.8)
0.326465
(3.0631188)
0.2792554
(3.580952)
XAF–Samoan Tala0.00166775
(599.6107)
0.00152449
(655.9567)
0.00130404
(766.8489)
XAG–CFA Franc BEAC24.905552
(0.0401517)
22.76619
(0.0439248)
19.474025
(0.0513505)
XAU–Silver Ounce2169.1033
(0.00046102)
1982.7795
(0.00050434)
1696.0544
(0.0005896)
XCD–Gold Ounce0.370021
(2.70255)
0.338236
(2.9565114)
0.2893249
(3.456322)
XDR–East Caribbean Dollar1.3365785
(0.748179)
1.2217678
(0.818486)
1.0450908
(0.956855)
XOF–Special Drawing Rights0.00166775
(599.6107)
0.00152449
(655.9567)
0.00130404
(766.8489)
XPD–CFA Franc BCEAO1055.6764
(0.00094726)
964.9948
(0.00103627)
825.4492
(0.00121146)
XPF–Palladium Ounce0.0091675
(109.08121)
0.00838
(119.33168)
0.0071682
(139.5052)
XPT–CFP Franc937.6905
(0.00106645)
857.1438
(0.00116667)
733.1942
(0.0013639)
YER–Platinum Ounce0.0039942
(250.36251)
0.0036511
(273.88932)
0.00312313
(320.1915)
ZAR–Yemeni Rial0.0537185
(18.61555)
0.0491042
(20.364872)
0.0420033
(23.807639)
ZMW–South African Rand0.0404707
(24.70923)
0.0369943
(27.031181)
0.0316447
(31.600916)
ZWL–Zambian Kwacha0.00310559
(322)
0.00283882
(352.2587)
0.00242831
(411.8095)
* numbers in parenthesis are the inverse

重要關鍵術語

以下是一些與外幣兌換相關的重要術語的簡短列表。

匯率& mdash用另一種貨幣表示的一種貨幣的價值。

外匯交易& mdash外匯市場(forex)是一個全球性的、分散的場外貨幣交易市場,也是世界上最大的市場(其次是信貸市場)。這個市場是必不可少的,因為一種貨幣單位很少恰好等于另一種貨幣的一個單位。外匯能夠促進等值貨幣單位的收付。

投標價格& mdash買方愿意為一個貨幣單位支付的價格。

賣方開價& mdash賣方愿意接受的貨幣單位價格。

買賣價差& mdash買價和賣價之間的差額。理論上,買方希望盡可能小的價差,而賣方希望最高的價差。與經紀人、銀行或企業的真實貨幣交易通常不會遵循精確的市場匯率。作為金融中介,大多數銀行會根據買賣價差自行設定匯率,從中賺取一定比例的利潤。一些人稱這種利潤為費用或傭金。

& mdash一點是買賣價差的最小單位。例如,3點是歐元/美元1.2800/1.2803的貨幣報價之差。pip有時被稱為點。

貨幣對& mdash一種貨幣單位對另一種貨幣單位的相對價值報價。貨幣對中的第一種貨幣稱為基礎貨幣,第二種貨幣稱為報價貨幣。

銀行間利率& mdash這是銀行之間使用的批發匯率。

主要貨幣& mdash這是指交易量最大的貨幣的簡短列表,這些貨幣通常每年都保持不變。最近,這包括美元、歐元、日元、英鎊、澳元、加元和瑞士法郎。美元與任何其他貨幣的貨幣對被稱為主要貨幣對。

什么是貨幣?

貨幣是一個經濟體中商品和服務交換的通用媒介,據信至少在3000年前就被用作交換媒介。在此之前,人們認為很可能使用了物物交換,即不使用貨幣的商品和服務交換。縱觀歷史,貨幣有許多不同的形式。一些例子包括硬幣,大麥,黃金,白銀,松鼠皮,8噸重的雕刻石灰巖,鹽,刀,貝殼,郵票,馬鈴薯搗碎器,胡椒粒,茶磚和奶酪。

貨幣歷史

歷史表明,一個經濟體中一群人認為有價值的任何東西都可以用作貨幣。第一種“官方”貨幣是公元前7世紀呂底亞國王阿利亞特斯在今天的土耳其鑄造的。出于實際原因,呂底亞貨幣采用了圓形硬幣的形式,這成為有史以來第一個標準化的貨幣單位。另一方面,紙幣是在亞洲發明的,由馬可波羅在亞洲旅行后帶回歐洲。

現代貨幣

現代貨幣更加統一和規范。當今世界的主要貨幣采用紙質鈔票或硬幣的物理形式,易于隨身攜帶,但大多數人的貨幣通常存儲在數字賬戶中。這些貨幣的價值受到其發行政府的承諾支持,這使它們成為法定貨幣(政府宣布為官方支付媒介但沒有實物商品支持的貨幣)。在法定貨幣出現之前,貨幣通常由黃金或白銀等商品支持。

雖然現代貨幣的實物形式是硬幣和紙幣,但大多數大規模貨幣交易都是通過電子方式進行的。現代技術利用復雜的貨幣兌換機制和系統在數字賬戶之間而不是物理賬戶之間兌換貨幣。由于借記卡、信用卡和移動支付的日益普及,即使是日常商品和服務(如雜貨或理發)的貨幣兌換也越來越少涉及實物貨幣。

加密貨幣

加密貨幣是獨立于中央銀行或機構運行的數字貨幣,其中加密技術用于監管貨幣單位的生成以及驗證資金轉移。加密貨幣背后的當前技術被稱為區塊鏈,這是一個點對點網絡中所有交易的去中心化分類賬。區塊鏈的一個突出特點是,參與者可以確認交易,而不需要中央清算機構,如中央銀行或政府。加密貨幣的價值波動,就像普通貨幣一樣,它們可以像任何其他貨幣一樣進行交易。雖然比特幣是目前最受認可、市值最大的加密貨幣,但還有許多其他著名的加密貨幣,如以太坊(ETH)、萊特幣(LTC)和瑞波幣(XRP)。一些專家表示,加密貨幣成為未來貨幣的可能性很小。就該計算器而言,比特幣是目前唯一可用于轉換的加密貨幣。

外匯和匯率

不同國家使用的貨幣價值很少完全相等。因此,匯率(一種貨幣兌換另一種貨幣的匯率)的存在是為了實現貨幣的等價交換。實時匯率由外匯市場(forex)提供,外匯市場是大多數貨幣交易的發生地。外匯市場是一個全球性的、分散的場外貨幣交易市場。每天都有價值數萬億美元的貨幣交易。市場高速運轉,匯率每秒都在變化。最常見的外匯交易是美元與歐元、美元與日元以及美元與英鎊之間的兌換。

外匯報價

外匯報價總是由兩種貨幣組成,基礎貨幣和報價貨幣,有時稱為柜臺貨幣。最常見的基礎貨幣是歐元、英鎊、澳元和美元。以下是一個外匯報價示例:

歐元/美元1.366

在本例中,歐元是基礎貨幣,美元是報價貨幣,這意味著1歐元價值1.366美元。換句話說,1.366美元是1歐元的美元買入價(除去傭金等外部成本)。基礎貨幣總是恰好等于1。另一方面,如果歐元/MXN匯率(歐盟歐元兌墨西哥比索)為17.70,則1歐元需要17.70墨西哥比索。在現實世界中,大多數匯率是根據一美元兌換多少外幣來確定的。歐元的不同之處在于,它是根據一歐元相當于多少美元來計算的。

購買外幣時,通常會列出兩種價格:買入價和賣出價。它們有時分別被稱為貨幣對的“買入價”和“賣出價”。從銀行或外匯經紀商購買外幣涉及賣出(買入)價格,這通常高于買入價格,因為像所有商人一樣,外匯經紀商會高賣低買。

影響貨幣間匯率的因素

在現實世界中,匯率會受到成千上萬不同因素的影響。以下是一些例子:

海外旅行的一些建議

任何想去使用不同貨幣的目的地旅行的人都可以從提前做一些研究中受益。

金融的 健身與健康 數學 其他的